Renovation in Belgium: what financial aid is available for your work in 2025?

Renovation in Belgium: what financial aid is available for your work in 2025?
Summary

    The renovation of your home is much more than just an aesthetic project. It is a strategic investment to improve your comfort, enhance your property value, and reduce your energy consumption. In Belgium, the federal government and the Regions actively support individuals in their work through various financial aids. Whether you are in Wallonia, Brussels, or Flanders, you can benefit from interesting aids, provided you know the steps to follow.

    In this article, we offer a comprehensive overview of the financial aids for renovation available in Belgium in 2025, along with advice from our experts at Avenir Rénovations, a leading company in all trades, based in Belgium.

    Why renovate your home in 2025?

    Economic, energy, and environmental challenges

    Renovating a home is often a necessity: to meet health standards, improve energy efficiency, or update outdated installations. But it is also a responsible and profitable act. By improving the thermal performance of your property, you sustainably reduce your energy bills while increasing the value of your asset.

    An opportunity enhanced by public aid

    The Belgian Regions offer various aids to encourage sustainable renovation: grants, reduced VAT rates, tax credits, advantageous loans… These schemes are constantly evolving. The year 2025 is part of this dynamic with a clear political will: to massively support the energy transition of Belgian housing.

    The main renovation aids in Wallonia

    The Housing grant: a simplified and centralized system

    The Walloon Region has merged several old aids into one: the Housing grant. It concerns renovation, insulation, safety, and adaptation work for housing.

    Examples of eligible work:

    • Roof, wall, or floor insulation
    • Replacement of frames
    • Installation of a ventilation system
    • Replacement of the boiler or installation of a heat pump
    • Electrical, health, or stability work

    Amount of aid:
    The amount depends on:

    • The type of work
    • Your income
    • The number of dependents
    • The level of energy performance achieved

    A housing audit is mandatory before the work. This allows for determining the needs of the building and the priorities for intervention.

    The Rénopack loan

    Wallonia also offers the Rénopack, a 0% loan for owner-occupiers with modest incomes. It can cover up to €60,000 of work related to energy performance, safety, and accessibility.

    Renovation aids in Brussels

    RENOLUTION grant: a simplified one-stop shop

    Since 2022, the Brussels Region has merged the former Energy and Renovation grants under the name RENOLUTION. This unique scheme simplifies the process and is aimed at both homeowners and tenants, occupants or landlords.

    Eligible works:

    • Insulation (roof, walls, floors)
    • Replacement of glazing
    • High-performance heating systems
    • Ventilation equipment
    • Major works, sanitary, safety

    Amount and conditions:

    Amounts vary according to:

    • the nature of the works
    • the income category of the household (three categories A, B, or C)
    • the type of property (single-family home, apartment, building)

    A simulator is available online on the urban.brussels website to estimate your rights.

    The Brussels green loan

    Brussels Environment also offers a zero-interest loan, aimed at low-income households to finance energy-saving works. This loan can cover up to €25,000, with repayment spread over 10 years.

    Renovation aids in Flanders

    The Mijn VerbouwPremie

    Since 2022, Flanders offers a one-stop shop: Mijn VerbouwPremie, merging the former renovation and energy grants. It covers a wide range of works for homes over 15 years old.

    Categories of subsidized works:

    • Insulation
    • High-performance heating
    • Ventilation
    • Electricity and gas
    • Structural works
    • Adaptation for people with reduced mobility

    Granted amounts:
    The amount of the grants depends on the income category of the household. Low-income homeowners benefit from higher intervention rates.

    The Mijn VerbouwLening loan

    This zero-interest loan is accessible to owner-occupiers with modest incomes. It allows financing of up to €60,000 for works, interest-free, repayable over 25 years.

    And the VAT at 6%?

    Another form of aid often forgotten is the reduced VAT at 6% on renovation works. It applies:

    • To buildings at least 10 years old (in Wallonia and Brussels) or 5 years old (in Flanders)
    • If the works are carried out by a registered company
    • If the housing is for private use

    This is a direct and significant saving compared to the normal rate of 21%.

    Why choose Avenir Rénovations for your project?

    Why choose Avenir Rénovations for your project?

    Avenir Rénovations, present in Belgium, manages your work from A to Z with a unique project manager and supports you in your efforts to obtain regional grants.

    What types of work can we carry out?

    Our teams work on all aspects of renovation:

    • Thermal insulation from the inside or outside
    • Roof and framework renovation
    • Replacement of frames and glazing
    • Electrical compliance
    • Bathroom and kitchen renovation
    • Heating, ventilation, home automation
    • Accessibility work for elderly people

    Each project is custom-designed, with a constant focus on quality, compliance with standards, and energy optimization.

    Key points to remember

    Region Main Grant Zero-Interest Loan 6% VAT
    Wallonia Housing Grant Rénopack Yes
    Brussels RENOLUTION Grant Green Loan Yes
    Flanders Mijn VerbouwPremie Mijn VerbouwLening Yes (from 5 years)

    Ready to start your renovation project?

    At Avenir Rénovations, we believe your project deserves tailored support, impeccable results, and flawless administrative management. Our Belgian experts are at your disposal to conduct a complete audit of your home, assess your eligibility for 2025 aids, and provide you with a free quote.

    Contact us today to realize your work with complete peace of mind.