Renovating your home helps reduce consumption, improve comfort, and increase the value of your property. Insulation, window replacement, ventilation, or efficient heating: various aids can lessen the cost of renovations in Belgium.
However, the available programs vary depending on the region where the property is located. Therefore, before signing a quote, it is essential to check the applicable conditions in Wallonia, Brussels, or Flanders.
Energy renovation aids in Wallonia
Since October 1, 2026, Walloon support primarily relies on two loans aimed mainly at renovating the most energy-consuming homes.
The Rénopack is a zero-interest loan that, for certain income categories, includes a reduction in the amount to be repaid. The Rénoprêt is intended for higher-income households, landlords, and co-ownerships. Its rate depends on the applicant's situation.
Financing can reach up to 75,000 euros for a single-family home. The project generally must involve a property classified as E, F, or G and sufficiently improve its energy performance level. A recent audit is necessary to define the work and organize its execution.
RENOLUTION Grants in Brussels
In the Brussels-Capital Region, RENOLUTION Grants support various renovation and energy-saving works. They may concern roofing, insulation, windows, heating, ventilation, or bringing certain installations up to standard.
The amount depends on the type of work, household income, and the characteristics of the building. A single grouped application can combine several grants. A simulator is available on the IRISbox platform to obtain a preliminary estimate.
The ECORENO credit can also help individuals finance the renovation and improvement of their homes at a preferential rate. The conditions and available budgets should be checked before starting the project.
Mijn VerbouwPremie in Flanders
In Flanders, Mijn VerbouwPremie finances renovation and energy improvement works in houses, apartments, and collective buildings.
Eligible interventions and the amount granted depend on income, the applicant's status, and the nature of the work. The program was modified in March 2026. It is therefore advisable to use the official simulator before preparing your financing.
Mijn VerbouwLening also allows borrowing up to 60,000 euros to finance works related to housing quality or energy performance. Vlaanderen.be
Reduced VAT at 6%
Certain works carried out in a private residence over ten years old may benefit from a VAT rate of 6% instead of 21%. The works must be provided and invoiced by a contractor to the final consumer.
When materials are purchased directly by the individual, they remain subject to the 21% VAT. The company must indicate on its invoice the elements justifying the application of the reduced rate.
How to prepare your financing?
To avoid losing the benefit of aid, it is recommended to:
- check the schemes available in your area;
- assess the energy performance of the housing;
- define a coherent work program;
- get detailed quotes;
- submit applications within the required deadlines;
- keep invoices, certificates, and proof of payment.
Some municipalities and provinces also offer their own assistance. These can sometimes be combined with regional schemes, subject to applicable conditions.
Why choose Avenir Renovations?
Avenir Renovations supports you in the study of your housing, the choice of solutions, and the coordination of the project. Your Manager Works remains your sole point of contact until the completion of the work.
They help you build a project tailored to your priorities and budget. The allocation of assistance depends on administrative, technical, and budgetary criteria, and must always be confirmed with the relevant organizations.
